Micro Loan Program

Since lack of capital is one of the primary reasons women living in the developing world are unable to earn a sustainable income, we provide micro loans of $50–$350 to start or grow a small business.

Micro Loan Program

Since lack of capital is one of the primary reasons women living in the developing world are unable to earn a sustainable income, we provide micro loans of $50–$350 to start or grow a small business.

The Challenges

According to the United Nations, 49% of people living in sub-Saharan Africa live on less than $1.25/day. That’s not enough to pay for food, medicine, proper shelter or schooling for their children. Worldwide, 58 million primary school-age children are not in school; 60% are girls. Where we lend, public school is not free, and poverty is the leading cause of children not attending school.

20000

Micro Loans Issued

1171

Active Borrowers

400

New Borrowers

Infographic about micro loans.

Micro Loans Help Defeat Poverty

Micro loans are small loans of $50–$350 that we provide to impoverished women in rural Ugandan villages, where capital is otherwise inaccessible. These loans allow impoverished women to develop a small business that increases their income, enabling them to provide for their families’ basic needs and lift them out of poverty.

Why Do We Invest in Women?

Women are three times as likely as men to reinvest in their family, business and community. Micro loans are loaned out to women, repaid, then loaned out to more women, again and again; they truly are the gift that keeps on giving.

Committed to Supporting Our Borrowers

Our support goes far beyond micro loans. Our borrowers receive business training and adult education to provide them the tools, confidence, and communication skills to succeed. Our group training connects them with other borrowers so they form the support systems that are crucial in helping them achieve their life goals. Click here to find out more about our empowerment program.

Toffister presenting loan to 3 other women.

We can change the world and make it a better place. It is in our hands to make a difference.

Nelson Mandela

Our Approach

  • creates brighter futures for families and communities by improving access to education, health care and regular meals.
  • opens doors for women, formerly confined to being “kitchen women” or “kettle tenders”, giving them the confidence to reach for their dreams and dramatically increase their family income and resources.
  • encourages the hiring of other women, helping lift the economic tide even more in the villages we serve.
  • provides education and counseling to help decrease domestic abuse and promote greater harmony within families and villages.
  • infuses women with a sense of pride, enabling them to enjoy greater stature and respect within their families and communities.
  • empowers women with a stronger voice and vision for their communities, spurring them to run for—and capture—local offices and advocate for cultural changes within their communities.

Success Stories

A Small Donation Can Make a Profound Difference.